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You Might Qualify for up to $500

I expect that all of you know what Basic Allowance for Housing is, less known is Basic Allowance for Subsistence.  It’s roughly $300 for enlisted and $220 for officers.

Have you ever heard of Family Subsistence Supplemental Allowance (FSSA) Program to help with your financial needs? This program can help you increase your regular BAS to up to $500. You have to apply, you have to qualify. Also: You might not qualify for Food Stamps but you very well might be able to qualify for this program.

Who is eligible?

Service members (SM) on active duty receiving full or partial  BAS are eligible.  This Family Subsistence Supplemental Allowance (FSSA) Program is also available for service members and their families stationed overseas. Note that this does not include soldiers in basic training.

How much?

Under this program, a service member’s Basic Allowance for Subsistence (BAS) is increased to make his or her household income equal to 130 percent of the United States Department of Agriculture federal poverty line.   The maximum entitlement is $500 per month.

How to Apply?

This program is voluntary and you HAVE to apply in order to be considered. FSSA requires annual re-certification and certification by the service member’s command – totally worth for an additional $150 or so.

Don’t break the bank when you PCS

PCSING againWhen I saw our DLA amount the first time, I was elated! Saving money on this move is going to be a breeze. Yeah, right.

The song and dance began:

  • Sorting out and selling STUFF that we don’t need anymore. Unfortunately, I also came to the realization just HOW little we actually get for items we had paid for at one point. I made a mental note to definitely give future purchases more thought. For donated items we kept our donation receipts.
  • In order to prepare our home for rent we would fix all needed repairs ourselves.
  • We needed to rent our home, since we could not sell it without losing our shirt. If we were able to rent our home ourselves we would be able to safe some money. Expenses for advertising would be  still worth it.
  • We researched homes in our new location via the internet and were actually able to save money by finding a rental before we arrived, below our BAH in our new duty station. An extra house hunting trip was not necessary for us this time. We still arranged and got paperwork approved for house hunting permissive TDY for our time in our new duty station.
  • I started making a list of where I am expecting funds to be returned to us. Be it because of pro-rations or deposit refunds. It can be a pain in the neck to get all your money back but stay on it.
  • Putting down a rental deposit and first rent let our savings melt away.
  • In some locations, the military has agreements with local companies so that they would not require military family to pay deposits or at least get the military discounts.
  • Yes, always ask for a military discounts. If the company does not have one, then at least you have tried.
  • Depending on where you are moving to insurance can be an extra cost. We had to get a Fire/Hazard insurance for our rented home and a renters insurance for the new home. Car insurance changed as well.
  • Before we traveled we were looking into signing up with militaryrideshare.com so that we can safe some green being green. Go and take a look at their site.
  • During our travel time we tried to stay on military installations or we popped up our camper. We usually just called a few hours ahead of time and really never had a problem getting accommodations. However: Dog had to stay in the car
  • Instead of eating out 2 or even three times a day. We went to a grocery store to get some yummy, healthier and cheaper choices. Best decision ever.
  • We were meticulous about our receipts. We might not be able to use everything in our taxes or on our military travel vouchers, but I will decide that at a later point.
  • Keep all your receipts for later deduction in your taxes.
  • If you are traveling by car or truck and you carry any personal items with you (and who doesn’t? You will need clothes after all), the you can get reimbursed for that weight. You can get your car weighed on post/base or you can go to a certified local scale. How to video here. More. Take a look at the weight ticket. This is good money, don’t give it away. If you don’t keep anything else, keep the weight tickets and pass them in at inprocessing.
  • If you really want to know what this moves is costing you, you’ll have to write down all your expenses, that are connected to this move.
  • If you are a fast traveller: If you are allowed to travel 3 days to get to your new destination but get there a day early, you’ll be reimbursed per diem only for the time you actually used. I am just saying.
  • On arrival you, rather your spouse will get to inprocessing where among other things the forms needed are filled out to get reimbursed and paid out your allowances. This could be DLA, per diem, mileage possibly TLA. There are special tips for TLE. Don’t miss out on it.
  • At the beginning of the new year, take your receipts to your tax office (maybe on post or on base?) and have them help you with these deductions.
  • If you know where and when you are travelling taking a good look at Groupon.com, Livingsocial.com and YIPIT.com to take advantage of special offers when they come up.
  • I also used coupons and offers that came in through the mail and I am also taking advantage of web  offers coming through Groupon (local daily deals) or YIPIT.com (how does $46 for highlights and a cut sound?)

After all was said and done. I took a look at our numbers and was very happy to find that we actually did fairly well. For the immediate cost. What is not included in my calculations are new sign up cost for children in programs and activities, which usually show up at a later point in time.

As always, I am sure I forgot something or you have some great ideas to safe some more green.

What’s a BAH Waiver?

A BAH Waiver allows the soldier and his family to receive BAH other than the soldiers duty station location, when circumstances require dependents to live separately from the service member.

How can it be that the soldier is NOT where his family is?
Instances are:

    • The soldier and family PCS’d to a new duty station and the service members unit is deploying with 12 months of arrival.
    • Soldiers with dependents in educational programs, such as college or vocational schools, they do not wish to interrupt.
    • Soldiers with spouses who want to continue their employment at the old duty station.
    • Low/cost waiver – service member is ordered to another duty station (close by) and decides that the family should stay in their old duty station. Service member keeps BAH for the old duty station, orders must state “This is a no/low cost move and shipment of household goods and movement of dependents are not authorized.”

  • Soldiers departing for Professional Military Education (PME) for 12 months or less may receive the BAH rate at the dependents location or the previous duty station (if that is where the family is located).
    • Waiver only applies to soldiers with dependents
    • Soldier receives only limited PCS entitlements, such as low unaccompanied baggage weight allowances (O1-O3 = 600lbs, O4-O6 = 800lbs, O7-O10  = 1000lbs,Enlisted = 500lbs), as well as limited financial moving allowances (DLA at the w/o dependent rate…etc)
  • Soldiers who have dependents with EFMP considerations that warrant the dependents to live at the old duty station.

Lots of info and resources here

Depending on the situation requested supporting documents might be:

  • a copy of soldiers’ orders
  • letter of educational institute
  • letter from employer
  • letter from physician or EFMP coordinator substantiating the medical situation

DFAS Customer Service Phone Numbers

DFAS phone numbersI know, I know, listing contacts and phone numbers is really NOT exciting. Think back though, to the last time you were looking for a phone number. Did you really find that number right away? See. So there, that’s why it can’t hurt that I post it again.

General DFAS “customer service”:

          888-332-7411
press
1 Military Retired and Annuitant Pay
2 Military Pay
3 Travel Pay
4 Military Debts (including waivers)
5 myPay and password resets
6 Garnishments
# Additional options:
Savings Deposit Program
Navy Secondary Dependency and Catch 62
Thrift Savings Plan

Pay Army                                                                    888-729-2769

Army Transportation Pay
011-49-631-411-6568/ 6566 / 6430
DCMS/DeCA/DLA/Defense Agencies
011-49-631-411-6520
DFAS Japan Customers

Customer Service

011-81-311-755-4599
Air Force
011-81-311-755-6517 / 6288
Navy
011-81-311-755-2932 / 3202
Army
011-81-311-755-2186 / 2153
Marines
011-81-311-755-2942 / 3338
Transportation
011-81-311-755-2975

Travel Voucher, DITY Move Checklist

travel voucher, dity, forms, checklistFilling out forms is not fun, but if you want to get paid, this is what you have to do. To make it easier for you, I have listed important forms here.

Travel Voucher -print it out or fill it out online. Some JPPSO’s actually supply the form to you, but it varies.

Application for DITY Move and Counseling Checklist

Consider this:

  1. Make sure you have a fairly accurate estimate on your household goods weight. It’s iffy, because Finance is very strict and if you overestimated your weight, subsequently received too much money, this excess in funds will be simply taken away from your paycheck. SURPRISE!!

  2. Even if you move yourself DITY?PPM, your household goods are ‘insured’ up to $50,000. Well, sort of. Your goods are insured against acts of god. Storms, possibly accidents. I would not depend on this and consider buying separate insurance for the trip. If you break any items when you DITY – most likely you are out of luck if you try and recover any damage, since this liability rests with you.

  3. You are entitled for temporary storage up to 90 days.

  4. Remember your weight tickets! I recently read that you will HAVE to weigh empty first and THEN full.

  5. DD Form 2278 and weight tickets must be submitted to paying office/TMO/ITO to receive incentive payment. Provide Rental Contract (not required for Air Force and Army.)

  6. Furnish two weight tickets within 45 days from the start of this move. If you do not do so, you are consenting in this form  to collection of all government costs of this move from MYPAY. (also see #1)

  7. When it comes to weighing your vehicle – PLEASE- do NOT try and cheat in any way. It is not worth it! Do not think “No one is looking.”

  8. If your orders are modified or cancelled and affect this shipment, you will have to immediately notify the shipping office at point of origin (or port, if any) AND destination.

PCS and TDY En Route Travel Advance Request

  1. Complete this form within 20 days of your sign out date

  2. All authorized travel expenses are paid at 80%

  3. DITY authorized advances will be paid at 60%

  4. No advance DLA authorized for married soldiers with deferred travel for dependents or if they do not relocate within 60 days.

Claim for temporary lodging expenses


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PCS News: Online Hotel Bookings

PCS DFAS News DFAS (Defense Finance and Accounting Services) published in their PCS news this important information in regards to reimbursements for online hotel bookings.

When you PCS you will get per Diem pay to help you off-set some of your travel cost. No itemization necessary. HOWEVER, if you would like to get reimbursed for your lodging expenses an itemized hotel bill is necessary. Lots of tips on TLE here. If your claim/voucher gets denied due to insufficient paperwork you could possibly lose $1000. So read this and remember!

  • Note the Changes: Reimbursement for Online Hotel Bookings
  • Timeframe: For any travel after November 1, 2010
  • YOU will need or reimbursement: an itemized (every night needs to be stated on the document) hotel invoice is necessary.

In order to be reimbursed for a hotel booked using an online booking agent (Orbitz, Travelocity, etc.) itemized receipt from the hotel is necessary. The receipt from your online reservations will not be considered a valid receipt.

Seems too that in the previous years/months it was possible to simply submit a “lost receipt” statement as a replacement for the itemized hotel receipt. That is not an option anymore.

10% interest for savings? Here is how

10% interest during deploymentYour spouse is deploying to a designated combat zone. You have your Power of Attorneys, you made sure your finances are taking care of. Among other things you called your bank and checked if you qualify for a reduced credit card interest rate due to the deployment (USAA). But while banks are giving record low interest rates, the DoD Savings Deposit Program will allow you 10% on your deposited money! What a great opportunity! If you can at all take advantage of what’s out there.

The DoD Savings Deposit Program (SDP)

Your family qualifies under this program to earn 10% interest on any amount up to $10,000. You might say ” I don’t have $10,000″ well, maybe you have $5,000, maybe $1,000? Any amount is smart to pack into this program. 10% is an incredibly high interest rate. Don’t let it get away. Of course there are rules and it’s not hard to do at all:

via DFAS

If you are serving in an SDP-eligible combat zone, you can start your SDP account once you’ve been deployed for a minimum of 30 consecutive days or at least one day in each of three consecutive months, and you must be receiving Hostile Fire Pay. Any military finance office in theater can help you establish an account and assist you in setting up the deposit method most convenient for you.

A total of $10,000 may be deposited during each deployment and will earn 10% interest annually. You cannot close your account until you have left the combat zone, although your money will continue to draw interest for 90 days once you’ve returned home or to your permanent duty station.

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Deposits may be made in cash, by check or through allotment. Once started, allotments may be increased or decreased as your financial situation changes. Your allotment will stop upon your departure from the combat zone.

While your account will be closed and all funds returned to you via direct deposit 120 days after leaving the combat zone, there are some guidelines regarding earlier withdrawal you need to know:

  • Once your account reaches a $10,000 balance, you may withdraw funds over $10,000 on a quarterly basis.
  • Emergency withdrawal must be approved by your commanding officer who must determine that it is necessary for the health and welfare of you or your family.
  • If you want your funds before the 120-day period ends, your myPay account provides an automated request option for Savings Deposit Program participants.
  • You can also send a request including your name, Social Security number and date of departure from the combat zone…
    • … via e-mail to CCL-SDP@dfas.mil
    • …via fax to (216) 522-5060 “Attention: SDP”
    • …or by mail to DFAS-Cleveland Center (DFAS-CL), ATTN: SDP, Special Claims, 1240 East 9th St., Cleveland , OH 44199-2055
  • Funds will be transferred electronically to the direct deposit account on record, but may be deposited in another account you identify or via hard copy check. You must identify how you want funds returned to you. For banking/credit union accounts, provide the bank name, routing number, account number and account type (savings or checking). For hard copy checks, provide a complete mailing address.
  • Be sure your allotment has been stopped before requesting withdrawal.

Need help with your SDP account? Our staff is ready to help, just contact us at:

Toll Free (Stateside Only): 1-888-332-7411
Commercial: 216-522-5096
DSN: 580-5096
Fax: (Attention SDP): 216-522-5060
E-mail: CCL-SDP@dfas.mil

I bet you didn’t know:”PCS Customer Service”

I bet yoDFAS get paid for your DITYu didn’t know that there is such a thing as PCS customer service. I was surprised. This term is a little bit misleading. This customer service refers only to PCS travel voucher payments and not to your general PCS procedure as there are many moving parts to this puzzle, think: JPPSO, TMO, Finance and so on. You might not need this info right NOW, but bookmark it or know where to find it.

Military PCS Customer Service

When completing a Military PCS move, service members will in-process with their local Defense Military Pay Office (DMPO) at their new permanent duty station.  The DMPO will then submit the PCS travel voucher to DFAS Rome for processing.

Please contact your servicing DMPO for submission information and for any additional questions you may have regarding your PCS voucher.  All PPM/DITY (when you are packing and moving yourself) claims must first be checked by the servicing Transportation Office for approval of weight allowance.  After approval by the Transportation Office, vouchers are to be submitted to DFAS Rome for processing. PPM/DITY Claim forms must be submitted through fax, or mail.  Fax numbers and the DFAS Rome mailing address are listed below. Usually your finance, JPPS Office will help you with questions as well.

PPM/DITY Submission Information
General Customer
Service Questions
1-888-332-7366
DSN: 699-0300
Select Option 1
Email: DFAS-IN.Travel@dfas.mil
PPM/DITY Claims Fax: 317-275-0277
DSN: 510-366-0277
Mailing Address DFAS Rome
Attention: Travel
325 Brooks Road
Rome, NY 13441

via DFAS


TLE explained

tle informationLucie Holloway who is a talented photographer,(you have to see her photos) shared her knowledge on some military entitlements when a fellow military spouse was asking about them.  There is a lot that can be said, but I think Lucie has pretty much covered everything:

You are  allowed TLE (temporary lodging expense) for up to 10 days. This means you can stay at on post hotel (or off post in certain cases) before heading out to your new duty station or when you are waiting/hunting for a house once you arrive to your new duty station. So for example, you can use 5 days of TLE at your old duty station and 5 day of TLE at your new duty station: http://www.defensetravel.dod.mil/site/faqtle.cfm#Q1

The lodging rate may vary post to post, I believe. Susanna says: Yes, it does . Find the information on the website mentioned above. Then there are percentages of which I think the most important numbers you need to know are: 1 member and 1 dependent = 100% , each dependent 12 and over receive 35% and dependents 12 and younger receive 25%. ( there are exceptions for this as well, but going through all that would be too much now) Your reimbursements will not exceed $290. If you want to know how to budget read here. Your 2011 allowances are here. And if you want to avoid the 10 biggest PCSing mistakes read this.

If you spend more than what the daily rates are (for per-diem or for TLE), you will NOT get reimbursed, so plan accordingly and wisely. Don’t book a 5-star luxury hotel for $500 a night. You will still be receiving your BAH as you travel to your new duty station, so if you do spend more than what the military will pay you back, don’t forget you have your BAH coming in too.

For TLE, a statement/certificate on non-availability is necessary (to be presented to finance when filling out reimbursement forms) if staying off post. In order to get this statement, the family must first check with the on-post lodging to see if rooms are available there. If not, then they can proceed to find a hotel off-post and be sure to receive this certificate.

Many on-post lodgings do not allow pets or have limited availability of pet-friendly rooms, thus the family is forced to stay in an off-post hotel. In this case, they may not get the certificate of non-availability (it may depend on the on post lodging and its staff) and may not get reimbursed for the expenses while staying off post. Even some hotels off post do not allow pets. The pet fees (on or off post) are quite high at some places and most of the time, non-refundable. Families will more than likely lose money, if they have pets, but as I said – the BAH should cover any additional expenses.

Speaking from experience and our recent PCS move: When we arrived to our new duty station, we checked with the lodging on post only to find out no rooms are available. Finding a hotel off post was a long process as all the hotels off post did not seem to be in a nice/safe area and 90% of the hotels near the post did not allow pets. Our options were limited and we had to search in a different area (about 15 -20 min drive to post), where daily rates were much higher and pet fees were $150 per stay, non-refundable. However, even if we did not have a pet, we would choose this hotel anyway as it was in a safe and nice area and provided comfort and everything we needed. The daily TLE rate for lodging ($77 for our new duty station – rates vary post to post, I believe) did not cover the whole amount of daily rate of the hotel off post that we stayed in.

We were also given many mixed information regarding the TLE rate for our new duty station. One person said this, the other said that. We got no straight answer until we were filling out our reimbursement paperwork and realized we made a few mistakes. I advise the spouses to attend briefings with the sponsor to learn and ask questions. The briefings I attended were with the finance/travel office (they talked about per-diem rates, MALT, POVs, TLE). Transportation office briefing was another one I attended with my husband (they talked about PPM (dity) moves, weight tickets, etc.)

The TLE covers food and lodging. If someone stays with family/friends, they are allowed to write it down on the paperwork and will get reimbursed for the food portion of it if and ONLY if the family and friends live within a certain mileage from the post (50miles or so). We stayed with a friend that lives about 70 miles away from post thinking we will at least get money reimbursed for food, but no such thing happened as we did not know the friend lived too far away!).

Before turning any paperwork to finance/transportation for reimbursemet after the PCS move, I would advise it is critical to make copies of everything from the move (hotel bills, gas receipts, toll tickets, etc.) The only thing we did not make copies of were food receipts. Turn it originals and keep the copies for your records to verify you got paid for everything you should when the money goes through.

We do not collect advance pay prior to moving. It is easier for us to keep track of our expenses using money out of our pocket. It seemed as an extra hassle and trouble for some to fill out more information on their paperwork prior to Simple, Powerful-Mac Cloud Servers from Go Daddy!PCSing. However, some families do not have the finances to proceed with their PCS move without advance pay.

Mariotts, Best Westerns, Holiday Inns, and Homewood Suites offer government rates. Of course, some of these discounted rates may not apply to all properties during holidays, etc., but for the most part, I have always seen government rates available.

I ALWAYS make sure I do a very extensive re-search about any hotels we are planning on staying at. We travel often and so I know what to look for in hotels and what suits us the best. I use www.tripadvisor.com to read hotel reviews. It’s an excellent website. My iPhone was also my best friend during our PCS move. I was thankful for its internet capability and found/researched about each hotel that way since we decided to “play it by ear” during our drive to our new duty station.

I never book hotels through Expedia, Travelocity, Orbitz, etc. I ALWAYS go directly through the hotel itself as I get one-on-one personal attention on the phone, always ask for military discounts, and it’s much easier to cancel/change a reservation, if necessary. So far, about 90% of the time, our hotel rooms have been upgraded upon check-in (and we travel a lot!). Whether it is because we booked directly through the hotel or not, I’m not sure, but I am still determined to never book anywhere but through the hotel directly. I sometimes use the travel websites mentioned above to look up hotels by their star rating and what’s available in certain areas around the property.I see one that I like, I go directly to the hotel’s website for pricing, etc. I found my technique extremely helpful and it works every time. Same goes from plane tickets. These days, all the websites seem to have the same pricing when it comes to plane tickets. It may vary by a few dollars, but I always think, “what happens if I need to make changes/cancellations?”

As always, I visit the Army Community Service upon arrival to our new duty station. This is where I get lots of information which helps me get to know the post/base better before I start exploring it on my own. I love the support and classes they offer.

Your husband should attend a briefing with the transportation/finance office prior to moving to get more info on rates and how it works. Good luck.

I would add the links to DLA and MALT :

http://www.defensetravel.dod.mil/site/otherratesDLA.cfm
http://www.defensetravel.dod.mil/site/otherratesMile.cfm

for TLE, a statement/certificate on non-availability is necessary (to be presented to finance when filling out reimbursement forms) if staying off post. In order to get this statement, the family must first check with the on-post lodging to see if rooms are available there. If not, then they can proceed to find a hotel off-post and be sure to receive this certificate.

Search & Win

To DITY move or not to DITY move?

DITY move

This looks about right...

…it is the question!

Very poetic, but we have wrestled with this plenty of times.

In the end you probably only want to do a DITY move, if it pays financially. Read “A Tale of a DITY Move” for a real life dity story. Unfortunately, since April last year (2010), that has been harder to determine. Until April 2010 the movers had been paid quite handsomely until the their pay had been slashed – some by up to 60%.

Before I continue I would like to mention that you should not be surprised that someone might call the DITY move (which is so much easier to remember) Personally Procured Move also PPM. This change in title happened almost 3 years ago, still people have a hard time getting used to ‘PPM’.

The military shrouds itself in mystery as to HOW much you are actually getting if you move yourself. But to give you a quick overview in regards to your reimbursement consider these facts:

  1. You will receive 95% of the amount that the movers will receive. So called ‘incentive’ pay. To my knowledge it is virtually impossible to find out HOW much this might be just by searching the net. Your best bet is to call your TO/TMO/JPPSO (Transportation offices/Personal Property Offices)
  2. From this amount you will have to pay ALL your expenses like packaging, renting, maybe pay helpers. You will still receive your PCS allowances like DLA and per diem, as they are independent from any actual moving calculations.
  3. The incentive pay is taxed with 28% – You can possibly recoup expenses with the tax return of the following year, by submitting your receipts -which, I am sure, you have ALL kept.

After you have called JPPSO or your Transportation Office, you have hopefully now an idea how much the 95% incentive pay will be. I think the reason that you can not find this information on the web is because it depends on your rank hence your weight allowance and the distance you are moving. As an indicator: 11,000 lbs from Fort Lewis to Fort Carson, are reimbursed with $8,000 (2011). It sounds like a lot, but really run the numbers before you commit to one or the other.

It is important that you know what you are going to do before you walk in to the JPPSO/Finance/Transportation office, because they will ask how you want to move.

One more thing:

The military is moving to more and more automation. Ideally they want to move to as little personal contact as possible, which of course is also a money issue. This is simply a heads up so that you are prepared to simply be told to go online and read what’s on move.mil. This does vary from one military installation to the other.